Filing for Social Security Disability benefits in New Jersey feels overwhelming. Most claim denials happen because of preventable mistakes. Don’t make the following mistakes if you don’t want your claims denied.
You’re not building a strong medical case
Your medical records are everything. The more complete your medical picture, the harder it becomes for reviewers to say no. Don’t wait for your doctor to send records; request copies of important documents yourself. Here are documents you will need to procure:
- Doctor visits
- Laboratory results including Xrays
- Prescription records
- Therapy notes
If you could ensure that you have these documents, then you’re on the right track to building a stronger case.
You’re missing crucial deadlines
The SSA doesn’t care about excuses. Miss a deadline and your claim dies. You typically have just 60 days to challenge a denial. Set phone reminders and mark your calendar. Ask family to help track dates if needed.
You’re still working full-time
Working while claiming disability sends mixed signals. If you’re earning over $1,310 a month in New Jersey, it can disqualify you from benefits. For short-term conditions, apply for New Jersey’s Temporary Disability Insurance instead. Your disability must be permanent to qualify for Social Security Disability.
You’re ignoring your treatment plan
Skipping appointments or refusing treatments raises red flags. The SSA wants proof you’re doing everything possible to manage your condition. If you can’t afford medications, document that struggle. Never stop treatments without talking to your doctor first.
You’re filing your claim without professional help
The disability system is complex, but that doesn’t mean you have to file your claim without some guidance. Disability attorneys know what reviewers look for and can provide you with insight into your claim. An attorney can also help you if the Social Security Administration turns down your claim. Filing an appeal with the help of a legal professional allows you to make your case before an administrative judge and your attorney can represent you in any hearings.
Your next steps
Start organizing your medical records today. Get copies of medical records that are crucial to your case. Mark important dates and consider professional help. New Jersey residents receive an average of $1,505 per month in SSDI benefits, with a maximum of $3,822 monthly. For SSI, the federal maximum is $967 per month.
With careful preparation, you can avoid the mistakes that sink most claims before they get a fair review.