When it comes to workplace injuries, construction is among the most dangerous industries. Equipment malfunctions, falls from heights and incidents involving heavy machinery can put employees at risk.
After a serious injury on the job, workers’ compensation provides an important safety net for many construction workers in New Jersey. However, there are other ways to seek support and protect your interests if you experience a construction accident.
Common causes of construction injuries
At construction sites, various factors contribute to workplace accidents. Workers may encounter exposed wires during demolition or construction, leading to electrocution or burns. Falls are also common, often caused by faulty scaffolding or a lack of safety measures.
Additionally, struck-by accidents happen when heavy machinery like cranes, forklifts and dump trucks operate in crowded areas, potentially causing severe or fatal injuries. Trenching and excavation work can be dangerous even when workers strictly follow safety protocols.
Compensation and filing claims
When you get hurt at a construction site, you should be aware of your options for coverage. Recovering from an injury can result in costly medical treatments and missed income. Workers’ compensation benefits cover your expenses and lost wages without requiring proof of fault. This benefit acts as a basic protection for you as an employee.
However, there are other ways to seek compensation. If a third party, like a subcontractor or a product manufacturer, caused your injury, you can take legal action and file a claim. This action is separate from your workers’ compensation claim. It lets you seek general damages for pain and suffering that workers’ compensation does not cover. In addition, you can file an injury claim even if you are not an employee.
Steps to take following an accident
If you are in a work-related accident, taking immediate action can protect both your health and your rights. First, seek medical care to address your injuries. Even if an injury seems minor, it can worsen if not treated promptly. Next, report the incident to your employer or the site manager. Documenting the accident and your injuries is important. It establishes a record essential for any claims you may file later.
As a construction worker, you need to practice awareness and caution to safeguard your well-being. Knowing the risks of your job and understanding your rights can help you navigate challenging situations.